How much do you think my car insurance will be, rough estimate?

"My spouse smokes"I Hope Im Contacting It RightI have been recently in an accident which i was at fault. My car is written off so they said they'll payout 3"Iam 21 and Iam located in NYC the  insurance   over here is sky rocket substantial. 1600+ was paid by me for liability  insurance  for a lexus that was previous from GEICO. I'm wondering my uncle to help a 2006 bmw 530i which can be about 32k is financed by me and I presently verify easily finance under my brand howmuch it'd be